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农民工的参保率为何如此低专家给出了相关分析

时间:2019-07-22

In our country, migrant workers are one of the largest groups. There are nearly 300 million migrant workers in China, which maintain the development of each city. However, recent studies have shown that among the nearly 300 million migrant workers, only 62.20 million people have participated in the basic endowment insurance for urban workers. The guarantee rate is less than 22%!

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Why is the participation rate of migrant workers in China so low? Relevant experts gave the following analysis:

First, the awareness of migrant workers is weak and they are not willing to participate in insurance.

According to the investigation of the reporter, most of the migrant workers are working in a very mobile position. It is often the flow of personnel with the project. Wherever there is a job, it is often changed. Most people have a weak awareness of participating in social security. They don’t know how to pay social security. They don’t know whether social security paid in different regions can be transferred.

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In addition, participating in social security needs to deduct the part of the salary that is paid by the employer, so that the wages of the one hand are even less. Many migrant workers are not willing to pay insurance after knowing this. They seldom consider how many pensions they will receive in the future, and they are more concerned about the cash that is now available. As long as they have more money and no wage arrears, it does not matter if they do not enter the insurance.

Second, some companies want to reduce engineering costs and are unwilling to pay insurance

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It should be known that the social security participation of workers is closely related to the interests of enterprises. If enterprises buy enough insurance for workers, the cost of the project will increase greatly. Therefore, a bad enterprise deliberately evades and is unwilling to buy relevant insurance for workers. In addition, the workers will receive more wages, and the two sides naturally reach a "consensus."

Third, the relevant legal system is still not perfect.

xx政府颁布的相关法律法规无疑是决定性因素。假设,如果“农民工参与社会保障”和“为农民工购买保险”成为强制执行法,那么对于企业来说,或者是农民工自己,谁不敢遵守?农民工的参与率自然会上升。

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令人欣慰的是,我们在这方面的努力从未停止过。近年来,国家和地方政府先后出台了相关措施,解决了农民工社会保障问题。预计农民工的社会保障在不久的将来将得到彻底解决。

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